Home Warranties
If a tree falls on your house - that's a call to your home owner's insurance. You pay your deductible (usually thousands of dollars) & you get a new roof. Tah-dah!
However, if there's a smaller issue, it can usually be handled for much less than your deductible. That's where a Home Warranty comes in handy! For a small call-out fee (usually less than $100) you can get things like electrical issues or your hot water tank fixed.
There are good & not-so-great home warranty companies. I work closely with American Home Shield to make sure that my buyers & sellers are well-covered. One of the things that I LOOOOVE about AHS is the extra perks that home owners get with their coverage.
Check out this short video for a little more info on home warranties & what they CAN cover (but most don't!):
Click HERE for "Home Warranty Terms" Video